Personal Loan
How is a Personal Loan defined?
A personal loan is a term loan which is paid back over a certain time-frame, like
5 years. Find lenders on our website that provide loans ranging from $1,000 to
$100,000. A number of factors will determine your eligibility like your credit
history, credit score as well as the laws in the state where you live.
Loans fall into the secured or unsecured categories and every lender has their
own specific terms and conditions. We are not lenders, but we will get you in
touch with the best loan provider to satisfy your requirements.
How do you benefit from a Personal Loan?
Unexpected expenses come up all the time from huge medical bills to car repairs.
You might need the money to make home repairs or improvements or to make a major
purchase.
APR & Loan Duration
Our network of lenders provides loans that range from 91 days to 84 months, with a range of APRS from 4.84% to 35.99%. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.
Origination Fee
An origination fee is a fee you pay to your lender when you receive funds. The charge compensates your lender for expenses like processing your application and marketing. Fees typically range from 1% to 8% of the amount you borrow, although you might pay a flat fee or nothing at all, depending on the lender.
Personal Loan Example
If you borrow $6,000 with an interest rate of 7.99% and a 5.00% origination fee of $300 for an APR of 11.51%. You will actually receive $5,700 and will make 36 monthly payments of $187.99. The total amount repayable will be $6,767.64.
| Amount |
Period |
APR |
Monthly |
Total Paid |
| $1,000 |
24 month |
12% |
$47.07 |
$1129.76 |
| $1,000 |
24 month |
24% |
$52.87 |
$1268.91 |
| $1,000 |
24 month |
35.99% |
$59.04 |
$1417.01 |
Typical Personal Loan Terms
While specific terms of personal loans will vary depending on your state, lender and your specific circumstances, below is a general range of common terms.
Loan amount: $500 - $35,000
Lending period: 91 days - 84 months
Payment frequency: Once a month or twice a month
APR: depends upon credit score, loan amount, loan term, and credit usage & history.
Prepayment penalty: None
Disclaimer
We are not actual lenders, but we have relationships with various kinds of lenders. When you submit your request via our website, we will then connect you with the best lender (s) in our network of partners.
Loan fees and interest rates are outside of our influence. Your providers determine these fees and rates and are based on a number of factors. This site does not represent an offer or solicitation to provide loans. This site will forward your details to a loan provider. You are not guaranteed a personal loan by simply providing your details on this website. This website's operator isn't an agent, broker or representative of any loan provider and does not endorse or charge a fee for any of our services or products.
Company Address
Beiqing road, NO.68 yard, NO.24 building, tower D, NO.3 floor, room 049, Haidian District, Beijing
Disclaimer
Notice
We only provide the service to the people above 18 years old.
Important Information
We are not actual lenders, but we have relationships with various kinds of lenders.
When you submit your request via our website, we will then connect you with the best
lender (s) in our network of partners. Our network of lenders provides loans that
range from 91 days to 84 months, with a range of APRS from 4.84% to 35.99%. When you
submit your request there is no hard inquiry made on your credit report, therefore
there is zero impact on your credit score.
Not A Lender Notice
Loan fees and interest rates are outside of our influence. Your providers determine
these fees and rates and are based on a number of factors. We don't provide loans,
loan offers or broker loans online. This website operator is not a lender, do not
broker loans to lenders and they do not make credit decisions or offer personal
loans. This site does not represent an offer or solicitation to provide loans. This
site will forward your details to a loan provider. You are not guaranteed a personal
loan by simply providing your details on this website. This website's operator isn't
an agent, broker or representative of any loan provider and does not endorse or
charge a fee for any of our services or products.
.png)